Overview
A character can hold at most 2,147,483,647 zeny. XileRO gives you two ways to keep more than that, and to move large sums safely:
- The Banker — an account-wide vault for up to 2 billion zeny.
- Zeny Coins — items worth 10M to 500M zeny each, paid out by coin vending shops and turned back into zeny whenever you like.
🏦 The Banker
Find the Banker in Prontera at (130, 217).
| Rule | Value |
|---|---|
| Requirement | Base level 50 |
| Fee | 5,000 zeny per deposit or withdrawal |
| Per visit | Up to 100,000,000 zeny |
| Vault limit | 2,000,000,000 zeny |
| Zeny on hand after a withdrawal | At most 1,000,000,000 |
| Shared | Every character on your account uses the same vault |
How to use it
- Talk to the Banker and pick Deposit or Withdraw.
- Choose a unit — Millions, Thousands, Hundreds or Exact zeny.
- Enter the amount. The 5,000 zeny fee is taken from the zeny you carry.
The vault belongs to your account, so it is the easy way to move zeny between your own characters.
🪙 Zeny Coins
Zeny Coins are money in item form. Use a coin (double-click it) and its full value is added to your zeny.
| Coin | Worth |
|---|---|
| Silver Coin | 10,000,000 |
 Gold Coin |
50,000,000 |
| Platinum Coin | 100,000,000 |
| Mithril Coin | 500,000,000 |
- Weight 0, tradeable and storable — they can't be dropped, sold to NPCs or mailed.
- A coin won't open if its value would push you past the zeny cap: it stays in your inventory with a message.
Where coins come from
The main source is vending. Each time you cast Vending you choose how your sales are paid:
| Option | Tax | You receive |
|---|---|---|
| Zeny | 10% | Zeny — the shop stops selling once your zeny would pass the cap |
| Zeny coins | 20% | Coins, largest first (Mithril, Platinum, Gold, Silver); your zeny stays under 10M, so the shop never hits the cap |
A coin shop needs a free inventory slot for new coins. If the coins can't fit, the sale is refused — and an @autotrade shop closes.
Both taxes feed the Royal Treasury. More on vending and @autotrade: Player Commands.